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Our verdict
Loyverse review
Best budget option: the core POS is free, and it integrates with Shift4 EFTPOS terminals on iOS.
Last checked: 5 October 2026
Pricing
The core POS is free. Optional add-ons (unlimited sales history, employee management, advanced inventory) cost US$9 to US$25 a month per store, and Loyverse says its prices exclude taxes. Treat these figures as a starting point and ask for a written quote.
| Software | Free core plan |
|---|---|
| Card fees | Set by your EFTPOS provider (Loyverse doesn’t process cards) |
| Hardware | Ask the provider (no hardware prices published) |
| First year, before card fees | Free software; ask about hardware |
EFTPOS & payments in NZ
Loyverse integrates with Shift4 (formerly Smartpay) EFTPOS terminals, sending the sale amount automatically, but only on iOS devices. With a Windcave or Eftpos NZ terminal, or on Android, staff key the amount into the terminal. Card fees: Set by your EFTPOS provider (Loyverse doesn’t process cards). Confirm your exact terminal model before signing.
Support & contract
| Support | 24/7 live chat |
|---|---|
| Contract | Not published |
What it does well
✓ Useful free core plan
✓ Runs on Android and iOS devices
✓ Keeps selling when the internet drops
Where it falls short
— Integrated EFTPOS is Shift4 on iOS only
— Xero only through a third-party connector
— Integrated card terminals and refunds stop working offline
Who should skip Loyverse
Busy counters on Windcave or Eftpos NZ terminals, or on Android, where staff would retype every EFTPOS amount.
Alternatives
Frequently asked questions
Does Loyverse work with Xero?
Through the free third-party “Xero by Amaka” connector (a daily sales summary). Loyverse isn’t listed on the Xero App Store NZ. Confirm the exact workflow on your plan before buying.
Can Loyverse work offline?
Sales and shifts work offline; refunds, customer edits and integrated card terminals don’t.
Is there a long contract?
Loyverse doesn’t publish a minimum term. Ask for the minimum term and cancellation notice in writing.